For F&I Managers  ·  Built from the box, by the box

Walk in ready.
Best lender. Best product. 30 seconds.

Louie pre-stages every deal before the customer sits down. FICO tier, recommended products, lender ranked by reserve. The stip radar fires before the lender calls. Rate Watch shows every deal lost to a competitor's buy rate.

Open the F&I demo → See lender routing live
New for F&I → Rate Watch — track every deal lost to a competitor rate Stip Watcher — every cutoff, zero missed callbacks Lender Programs AI — paste any rate sheet, extract every tier in 30 seconds Deal Coach — enter mid-deal, exit with more gross ⏱️ Funding Countdown Wall
Back-End Lift
+$647
VSC Penetration
62%
Time in Box
−17 min
Stip Callbacks
−21%

Simulation-modeled across franchise and independent store archetypes. Actual results vary by baseline. Full methodology →

The F&I Brain

Three things Louie does before the customer sits down.

Pre-staged deal. Right lender ranked by reserve. Stip radar already fired. You walk in knowing the move.

Lender Routing AI

Ranked by expected reserve, not just approval probability. Louie knows which lenders are paying today and routes accordingly. The highest-yield lender for this FICO + LTV, every time.

Product Match Engine

VSC, GAP, protection packages — Louie recommends the right product based on vehicle age, mileage, FICO, and retail vs. lease. No more guessing what the customer will accept.

Stip Radar

Know what's missing before the lender calls. Louie flags proof of income gaps, insurance issues, and dealer-track conditions before you send the contract.

RATE WATCH INTELLIGENCE

See every deal you lost to a competitor's rate — and exactly why.

Track every deal lost to a competitor's rate. See which lenders are beating you and by how much. Rate Watch gives you the intelligence to negotiate better buy rates, route smarter, and stop leaving reserve on the table.

  • ✓Which lenders beat your rate this month — and by how many basis points
  • ✓Lost reserve analysis: what you left on the table per deal
  • ✓Rate trend by FICO tier, so you can front-load the right lender next time
Rate Watch — This Month
Capital One
FICO 640–680
−62 bps vs. your rate
3 deals lost
Westlake Financial
FICO 580–620
−41 bps vs. your rate
1 deal lost
TD Auto Finance
FICO 700+
+18 bps above market
Strong performer
Illustrative. Actual data reflects your funded deals.
YOUR AI AGENTS IN F&I

Two agents watching every deal, every deadline, every rate sheet.

Stip Watcher
Every open contract. Every stip deadline. Every cutoff. Fires the alert before you miss it — not after the lender declines.
"Proof of income missing on Johnson deal — lender cutoff in 47 minutes. Call customer now."
STIP ALERT · URGENT
Active — 3 open contracts monitored
Lender Programs AI
Paste any rate sheet. Louie extracts every tier, FICO band, max advance, and buy rate. 30 seconds. Used on every deal from that point forward.
"Extracted 14 tiers, 6 FICO bands, max advance table, and buy rate floor from Westlake sheet. Applied to routing."
PROGRAMS AI · 28 SECONDS
Active — 8 lender programs loaded

Built for the box. Owned by the store.

$24,995 per rooftop, one-time. Every F&I manager, every deal, every lender program included. No per-deal fee. No "F&I module" upgrade SKU. You own the platform.

Open the F&I demo → See full pricing