Five levers you already watch. Plug in your store's numbers — every assumption below is yours to change. Nothing here is a promise; it's the math, lever by lever.
| Lever | How the money shows up | Annual $ |
|---|---|---|
| Lender routing reserve + approvals |
Each deal scored against 42 programs, reweighted nightly on actual funded/declined outcomes — more reserve captured, fewer FICO-burning kicks, a few more approvals you'd have waved off.
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| F&I penetration more per deal |
Deal coaching + menu + reserve optimizer lift products per deal. Set the lift and the avg profit per product.
|
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| Aged inventory floorplan + depreciation |
Price-to-move vs price-for-gross flags units sitting too long. Turn aged units sooner — recover floorplan interest and holding loss.
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| Recapture missed trades + dead leads |
Missed-trade alerts (appraised here, bought elsewhere) + 60-second lead response + Phone Secretary turn slipped deals into delivered ones.
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| Software takeout delete the SaaS tax |
Replace the per-month DMS/tool stack with a one-time perpetual license. Year-1 nets the annual bill minus the $9,995 license; every year after is the full bill back in your pocket. | — |