Most GMs find out about a cash crunch when the floorplan comes due. Louie already tracks the real signals underneath that — floorplan curtailment per unit, contracts-in-transit, and F&I chargeback reserve exposure. A single 30-day forecast that unifies all six into one number is on the roadmap — see what's live today below.
Every one of these has a dollar amount attached. None of them get a line item on the daily desk log. By the time the GM feels the squeeze, it's already a crisis.
Curtailment triggers vary by lender, by age, by model. Most GMs track this on a spreadsheet that's already three days behind.
Funded deals in the pipeline are real receivables — but they're invisible until the check clears. That gap creates a false picture of available cash.
OEM holdback is guaranteed money — but it arrives quarterly, and most stores estimate it rather than modeling it to the payment schedule.
Every F&I product sold creates a potential chargeback exposure window. As volume grows, so does the reserve risk — silently.
Parts invoices stack between reconciliation cycles. The GM doesn't see the total until it's due — and it's always larger than expected.
The GM gets the call at 4pm on a Thursday: the floorplan draw exceeds available CIT. The only options are bad, worse, and panicked.
Three of these six signals are tracked live in the platform today. A unified 30-day forecast summing all six into one number is on the roadmap, not yet shipped.
This mockup illustrates the vision for Module 6 above — a single unified forecast the GM could check in 10 seconds. It is not yet built; the numbers below are illustrative, not a real store's data.
| Cash signal | Without Louie | With Louie today |
|---|---|---|
| Floorplan curtailment | Found out on due date | Per-unit due date tracked live |
| Contracts-in-transit | No tracking — assumed funded | Live count tracked; per-lender dates on roadmap |
| Holdback receivable | Estimated quarterly from memory | Roadmap |
| Chargeback reserve | Not tracked — surprise deductions | Real balances tracked by F&I manager/month; forward model on roadmap |
| Parts payable | Reconciled monthly or when urgent | Roadmap |
| Unified cash forecast | Emergency mode — limited options | Roadmap — the vision this page is named for |
LouieAuto ships 89 real capabilities today — the unified Cash Position forecast on this page is a roadmap item, not yet one of them. $24,995 one-time — the software runs on your server, not ours. No monthly fee, no vendor dependency, no surprise deductions from someone else's billing system.