BHPH Operations Center

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Delinquency Buckets

Live

Performance

Collections This Month

Aging Analysis

Monthly Trends

All Accounts

Post Payment

Customer

Amount

Payment Method

Payment Date

Collected By

Reference / Check #

Today's Collections

Due Today

Collections Queue

Promises Due Today

Overdue Down Payment Installments

GPS Disable Queue (10+ DPD)

All Devices

Repo Orders

Skip Trace Requests

BHPH Auction Buy Advisor — Best Units This Week

BHPH Inventory Scoring

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State

APR (%)

Down Payment ($)

Sale Price ($)

GPS/Starter Interrupt Installed?

Deferred Down Payment?

Additional Deal Notes (optional)

State Compliance Rules

Select State

Metro 2 Credit Bureau Reporting

Bureau Disputes (e-OSCAR / ACDV)

TX Seller-Financed Sale Tax Deferral

Tex. Tax Code Ch. 152, Subch. C. On an electing Texas seller-financed sale, tax is remitted to the Comptroller as principal is collected — not upfront — using the state's conclusively-presumed straight-line interest method (Form AP-169 permit required). Only available for deals with sale state = TX.

Electing Accounts — Remittance & Deadline Status

Open TX Seller-Financed Account

Customer Name

Sale State

Sale Price ($)

Down Payment ($)

Trade Credit ($)

APR (%)

Term (months)

Elect TX Seller-Financed Sale tax deferral

Select sale state = TX to enable

Vehicle Year

Make

Model

Post Payment (TX Election Account)

Account ID

Amount ($)

Payment Date

Method

RED / ORANGE Alerts (last 30 days)

Score an Account

Enter what you know about the account — this scores a refinance/renewal decision, it does not auto-pull payment history.

Account ID

Customer Name

Prior Defaults

Account Age (months)

On-Time Payment Rate (0-1)

Income Volatility (0-1)

1099-C — Cancellation of Debt (IRC §6050P)

When a charged-off BHPH account has $600+ in forgiven balance, the IRS requires a 1099-C be issued to the borrower and filed. Accounts below are charged off with an eligible discharged amount that hasn't been issued yet.

Eligible Accounts