Lender Routing Accuracy Report

The monthly benchmark legacy DMS doesn't publish.

First-look funded rates. Average reserve captured. Stip counts. Lender program changes. Published the first Tuesday of every month. Sourced from production data.

Read June 2026 Report →

Archive

Volume 1 · Issue 1

June 2026 — Inaugural Issue

Published June 3, 2026. First-look funded rate: 71.4%. Average reserve: $847. Average stip count: 2.1. Westlake Tier 3 tightening to 535 FICO floor. CAC and Meridian absorbed displaced volume.

Latest Issue PROVEN Data

What's in every report

Why this report exists

legacy DMS, legacy DMS providers, cloud DMS providers, and legacy CRM software do not publish routing accuracy data. Dealers have no independent benchmark for what "good" looks like. This report establishes that benchmark — and publishes it publicly, with methodology, so dealers and acquirers can verify it. The data is sourced from LouieAuto's production routing tables. Every metric is labeled by its data source (PROVEN = production column, OBSERVATIONAL = pattern-based, IN PROGRESS = being instrumented).

Coming Next

July 2026 Report — Published Tuesday, July 1, 2026. Will include month-over-month movement for all metrics, and the first time-to-fund comparison with June baseline.

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Subscribe to The Louie Report → See the routing methodology