Lender Routing Accuracy Report
First-look funded rates. Average reserve captured. Stip counts. Lender program changes. Published the first Tuesday of every month. Sourced from production data.
Read June 2026 Report →Archive
Volume 1 · Issue 1
Published June 3, 2026. First-look funded rate: 71.4%. Average reserve: $847. Average stip count: 2.1. Westlake Tier 3 tightening to 535 FICO floor. CAC and Meridian absorbed displaced volume.
legacy DMS, legacy DMS providers, cloud DMS providers, and legacy CRM software do not publish routing accuracy data. Dealers have no independent benchmark for what "good" looks like. This report establishes that benchmark — and publishes it publicly, with methodology, so dealers and acquirers can verify it. The data is sourced from LouieAuto's production routing tables. Every metric is labeled by its data source (PROVEN = production column, OBSERVATIONAL = pattern-based, IN PROGRESS = being instrumented).
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