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LouieAuto
MARKET PULSE

Illustrative signals — goes live with real cross-dealer data as the Louie Network grows

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Market KPIs

Key Performance Signals

National Days-to-Turn (Avg)
42days
+3 from last week
7-day trailing avg · used segment nationally
30-day trend
Average Front Gross
$1,847
−$203 from last month
Per retail unit · all segments combined
30-day trend
Lender Approval Rate (Subprime)
67%
Stable (+0.3%)
Tier 3–4 applications · trailing 30 days
30-day trend
Most Active Segment
Used Trucks
+11% YoY volume
F-150, Ram 1500, Silverado leading nationally
Fastest-Turning Used Vehicle
2021 F-150
18.3 days avg
XLT trim · leading across most regions
Lender Intelligence

Trending Lender Programs

Meridian Auto Finance
🔥 HOT

Expanding Tier 4 approvals in Southeast markets. Strong buy on used vehicles under $14K with minimum verified income of $1,800/mo. Reporting faster funding timelines on fully digital deal packages — avg 1.4 days vs. 2.9 on paper.

Updated Jun 10
Westlake Financial
↔ TIGHTENING

Tier 3 FICO floor raised to 535 effective this week. LTV capped at 110% on vehicles priced above $18K. Dealers should requalify any pending deals structured above those thresholds before submission to avoid declines.

Updated Jun 11
Capital One Auto Finance
STABLE

Prime program unchanged through Q3. Indirect dealers reporting 2-day faster funding on verified digital submissions via the dealer navigator portal. No rate changes to prime tier bands announced.

Updated Jun 9
Intelligence Feed

Market Intel Signals

Jun 11
3-Row SUV days-to-turn climbed to 53 days nationally — up 12% in 30 days
Consider front-end price adjustments on Traverse, Pathfinder, and Pilot inventory before hitting the 60-day mark when floor-plan pressure accelerates.
Jun 10
Rain-triggered digital retargeting in humidity-belt markets: +22% appointment conversion
Dealers running weather-triggered ad campaigns in Gulf Coast and Mid-Atlantic markets outperformed standard campaigns by 22 points on appointment set rate over the same 14-day window.
Jun 9
Auction clearance rates on 2019–2021 F-Series hit 94% nationally
Strongest wholesale segment for acquisition right now. Dealers acquiring clean F-150 units at auction are averaging 14.7-day retail turns — well below the national 42-day avg.
Jun 8
EV inventory days-to-turn improving: 71 days → 58 days in a 60-day window
As manufacturer incentives normalize and gas prices hold above $3.40 nationally, EV retail velocity is improving across most regions — led by Model Y and Bolt EUV.
Jun 7
Used vehicle wholesale index down 1.2% week-over-week after 3-week flat period
Watch retail-to-wholesale spread compression if the index continues declining — dealers sitting on aged inventory at current retail price points will face margin pressure within 2–3 weeks.
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