{"ok":true,"signals":[{"id":304,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-22","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.96 % as of 2026-09-22. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-24 08:15:10 UTC. Observation value: 4.96 % on 2026-09-22. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-22","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-24 08:15:10","updated_at":"2026-09-24 08:15:10","numeric_value":4.96},{"id":306,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-09-21","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.478 $/gal as of 2026-09-21. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-09-24 08:15:10 UTC. Observation value: 4.478 $/gal on 2026-09-21. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-09-21","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-09-24 08:15:10","updated_at":"2026-09-24 08:15:10","numeric_value":4.478},{"id":292,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-18","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.01 % as of 2026-09-18. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-22 08:15:11 UTC. Observation value: 5.01 % on 2026-09-18. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-18","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-21 21:28:39","updated_at":"2026-09-22 08:15:11","numeric_value":5.01},{"id":274,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-17","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.94 % as of 2026-09-17. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-21 08:15:08 UTC. Observation value: 4.94 % on 2026-09-17. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-17","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-19 08:15:10","updated_at":"2026-09-21 08:15:08","numeric_value":null},{"id":268,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-15","summary":"FRED DGS10 — 10-Year Treasury Yield: 5 % as of 2026-09-15. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-17 08:15:11 UTC. Observation value: 5 % on 2026-09-15. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-15","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-17 08:15:11","updated_at":"2026-09-17 08:15:11","numeric_value":null},{"id":270,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-09-14","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.319 $/gal as of 2026-09-14. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-09-21 08:15:08 UTC. Observation value: 4.319 $/gal on 2026-09-14. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-09-14","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-09-17 08:15:11","updated_at":"2026-09-21 08:15:08","numeric_value":null},{"id":262,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-11","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.96 % as of 2026-09-11. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-15 08:15:09 UTC. Observation value: 4.96 % on 2026-09-11. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-11","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-15 08:15:09","updated_at":"2026-09-15 08:15:09","numeric_value":null},{"id":256,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-10","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.95 % as of 2026-09-10. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-12 08:15:05 UTC. Observation value: 4.95 % on 2026-09-10. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-10","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-12 08:15:06","updated_at":"2026-09-12 08:15:05","numeric_value":null},{"id":250,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-09","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.83 % as of 2026-09-09. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-11 08:15:10 UTC. Observation value: 4.83 % on 2026-09-09. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-09","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-11 08:15:10","updated_at":"2026-09-11 08:15:10","numeric_value":null},{"id":244,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-08","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.8 % as of 2026-09-08. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-10 08:15:07 UTC. Observation value: 4.8 % on 2026-09-08. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-08","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-10 08:15:08","updated_at":"2026-09-10 08:15:07","numeric_value":null},{"id":246,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-09-07","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.157 $/gal as of 2026-09-07. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-09-22 08:15:11 UTC. Observation value: 4.157 $/gal on 2026-09-07. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-09-07","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-09-10 08:15:08","updated_at":"2026-09-22 08:15:11","numeric_value":4.157},{"id":238,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-04","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.78 % as of 2026-09-04. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-09 08:15:11 UTC. Observation value: 4.78 % on 2026-09-04. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-04","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-09 08:15:11","updated_at":"2026-09-09 08:15:11","numeric_value":null},{"id":220,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-03","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.77 % as of 2026-09-03. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-08 08:15:11 UTC. Observation value: 4.77 % on 2026-09-03. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-03","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-06 08:15:09","updated_at":"2026-09-08 08:15:11","numeric_value":null},{"id":224,"category":"auto_market_live","title":"Total Vehicle Sales (SAAR) (TOTALSA) — 2026-08-01","summary":"FRED TOTALSA — Total Vehicle Sales (SAAR): 17.19 M units, annualized as of 2026-08-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series TOTALSA on 2026-09-24 08:15:10 UTC. Observation value: 17.19 M units, annualized on 2026-08-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=TOTALSA","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=TOTALSA","as_of_date":"2026-08-01","dealer_impact":"Industry volume pulse. Softening SAAR = OEM incentive programs ramp next cycle; hold off aggressive stacked deals if program changes are imminent.","strength_score":85,"created_at":"2026-09-06 08:15:09","updated_at":"2026-09-24 08:15:10","numeric_value":17.19},{"id":214,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-02","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.79 % as of 2026-09-02. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-04 08:15:05 UTC. Observation value: 4.79 % on 2026-09-02. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-02","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-04 08:15:05","updated_at":"2026-09-04 08:15:05","numeric_value":null},{"id":208,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-01","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.79 % as of 2026-09-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-03 08:15:12 UTC. Observation value: 4.79 % on 2026-09-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-01","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-03 08:15:12","updated_at":"2026-09-03 08:15:12","numeric_value":null},{"id":201,"category":"macro_live","title":"Federal Funds Rate (FEDFUNDS) — 2026-08-01","summary":"FRED FEDFUNDS — Federal Funds Rate: 3.63 % as of 2026-08-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series FEDFUNDS on 2026-09-24 08:15:10 UTC. Observation value: 3.63 % on 2026-08-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=FEDFUNDS","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=FEDFUNDS","as_of_date":"2026-08-01","dealer_impact":"Drives tier-1 auto APR ceiling. Rising rate compresses captive incentive budgets; pushes buyers toward longer terms and payment-first structures.","strength_score":85,"created_at":"2026-09-02 08:15:06","updated_at":"2026-09-24 08:15:10","numeric_value":3.63},{"id":202,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-31","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.75 % as of 2026-08-31. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-02 08:15:06 UTC. Observation value: 4.75 % on 2026-08-31. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-31","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-02 08:15:06","updated_at":"2026-09-02 08:15:06","numeric_value":null},{"id":204,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-08-31","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.071 $/gal as of 2026-08-31. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-09-09 08:15:11 UTC. Observation value: 4.071 $/gal on 2026-08-31. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-08-31","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-09-02 08:15:06","updated_at":"2026-09-09 08:15:11","numeric_value":null},{"id":196,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-28","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.73 % as of 2026-08-28. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-09-01 08:15:08 UTC. Observation value: 4.73 % on 2026-08-28. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-28","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-09-01 08:15:08","updated_at":"2026-09-01 08:15:08","numeric_value":null}],"source":"fred_live_only","count":20}